Why Ontario SPCA Pet Insurance?

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Luckily for pet parents, veterinary care today can provide your pet with the latest and greatest medical advancements, but this expertise can be costly.

Ontario SPCA Pet Insurance Programs® offer a method of budgeting for the unexpected through a series of affordable monthly payments, giving you peace of mind that you can help protect your pet every step of the way.

Allergic reactions, tummy aches, bee stings and swallowed chicken bones – Ontario SPCA Pet Insurance Programs® offers choices to ensure that no matter the illness or accident, you are financially prepared for the medical attention that your pet needs.

Select the option that works best for both your pet and your wallet. Call 1-866-600-2445 for additional coverage level options.

Coverage Limit Tiered Deductibles
(Based on pet’s age at the time of renewal): The deductible is applied once per policy term.
Tiered Co-Insurance
(Based on pet’s age at the time of renewal):
$5,000/Year

Level 2
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%
$10,000/Year

Level 3
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%
Unlimited/Year

Level 4
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%

All Policies Include:

  • Unlimited # of Accidents Covered | Unlimited # of Illnesses Covered | Hereditary & Congenital Conditions | Therapeutic Diet | Alternative Treatments | Medications | Diagnostics

Additional Benefits*:

  • Boarding Kennel or Cattery Fees - $500 Per Incident | Holiday Trip Cancellation - $500 Per Incident | Additional Living Expenses - $500 Per Incident | Lost Pet Recovery Costs - $500 Per Incident | Accidental Death - $500 Per Incident | Euthanasia, Cremation or Burial* - $200 Per Incident

*Additional Benefits are not subject to a deductible, or co-insurance. Euthanasia, Cremation or Burial Additional Benefit is subject to a 14 day waiting period.

Medical conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not available for coverage. This advertisement is an outline only, the actual policy issued terms and conditions will prevail.