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Ontario SPCA Pet Insurance for Dogs
They're your best friend. Your workout buddy. Your alarm clock. Your night in with a movie pal. Naturally you want to do what's best for them. With our unique Coverage for Life program, your dog can have the happy and healthy life that they deserve. They’ll get the best care possible in the event of an accident or illness and, should they require ongoing care, they’ll have access to it each and every year, for life.
How it works
Insuring your pet in the Ontario SPCA Pet Insurance Program is easy. There’s no complicated formula, no mixing and matching, simply lifelong coverage. Pet Insurance can keep your pet protected. For life.
We have one program – Coverage for Life, so all you'll need to do is select the level of veterinary fee coverage you would like.
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Veterinary Fees
Accidents and Illnesses covered* - Includes
- Vet Examination
- X-Rays, MRI, Cat Scans
- Surgeries
- Alternative therapies
- Prescription diets and medication
- And many more
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$1,000
per year |
$2,500
per year |
$5,000
per year |
$10,000
per year |
Unlimited |
Boarding Kennel Fees** |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
Trip Cancellation** |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
Lost Pet Recovery Costs and Accidental Death** |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
$1,000
per year |
Euthanasia and Cremation** |
$100 |
$200 |
$300 |
$400 |
$500 |
Unlimited Coverage includes Wellness Plan**
For preventative care such as:
- vaccinations
- annual physical exam
- spay/neuter
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- heartworm testing/prevention
- teeth cleaning (scale and polish)
- flea and tick prevention
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$500
per year |
* Policy terms and conditions apply. Pre-existing conditions are not covered.
** Co-Payment and Deductible are not applicable to these coverages.
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Frequently Asked Questions
My dog is healthy. Why would I need Pet Insurance?
While your dog is healthy and happy today, there is no way to predict what might happen in the future. With Pet Insurance, you’ll be able to make sure that your dog has access to the best care possible in the event of illness or an accident, without having to make heart-breaking choices based on finances.
I love my dog but a friend said that his breed suffers from hip dysplasia what should I do?
Some breeds of dog and cat are more prone to hereditary conditions than others. The best way to protect them is to make sure they’re covered under Pet Insurance. Our programs offer you from $1,000 to unlimited coverage, every year, for conditions1 such as hip dysplasia.
 What do you want to do next?
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 What do you want to do next?
In Support of the OSPCA
When you purchase an Ontario SPCA Pet Insurance Program policy, you not only protect your pet, you also bring a share of health and happiness to an entire network of cats, dogs and other animals within your community.
Thanks to you, we are able to give them shelter, food, and love.
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